VILDX SMALL BUSINESS
Small Business Deposit Match Terms
New business customers can earn 10% cashback on eligible balances up to C$5,000, with lower rates on higher portions. Complete qualifying deposits by 11:59 p.m. Eastern Time on December 31, 2026.
vildX pays up to C$100 per business on the last calendar day of each month, starting in the month we verify your claim.
1. Who can take part
This offer is for eligible new vildX small business customers in Canada who open a business account during the offer period. Complete the usual account-opening, identity and business verification requirements.
2. Qualifying deposits and deadline
Deposits through supported funding methods count once they successfully complete in your verified small business account, from the offer launch on November 4, 2026 through 11:59 p.m. Eastern Time on December 31, 2026. Pending, failed, cancelled or reversed deposits do not qualify. Internal transfers, rewards and savings earnings are excluded from the deposit total.
The rates and payout schedule on this page apply to all eligible deposits from the start of the offer, including deposits that cleared before these terms were updated.
3. How we calculate the match
We calculate one total cashback amount per business using the lowest eligible balance. Your eligible balance is the amount of qualifying deposits still in your vildX small business account, measured in Canadian dollars. Savings earnings and promotional rewards are excluded.
For your initial calculation, we use the lowest eligible balance from the time vildX verifies your Match claim through the end of that calendar month. At each later month-end, we compare that month’s lowest eligible balance with the balance used in the previous calculation and use the lower amount.
A lower balance reduces your total cashback. If your balance increases later, including through additional deposits, your cashback total stays at the amount last calculated.
| Portion of the balance used to calculate cashback | Cashback rate |
|---|---|
| Amount up to C$5,000 | 10% |
| Portion above C$5,000 through C$10,000 | 3% |
| Amount above C$10,000 | 1% |
For example, a calculation balance of C$12,000 earns C$670 in total cashback. That’s C$500 at the 10% rate, C$150 at the 3% rate and C$20 at the 1% rate.
4. How to claim
After the eligible deposits you want to include have cleared, click Talk to a human and send Match. You can claim after December 31 for eligible deposits completed by the cutoff. The team verifies your account and deposit history and explains how your cashback will be calculated.
5. When we process cashback
vildX pays approved cashback on the last calendar day of each month, starting in the same calendar month we verify your claim. Each month, we subtract cashback already paid from the recalculated total. We pay the remaining amount up to C$100 total per business per month. If the recalculated total is at or below the amount already paid, there are no further payments.
For example, a lowest eligible balance of C$5,000 gives you C$500 in total cashback. If you’ve received C$100 and the next month’s lowest eligible balance drops to C$4,000, your total cashback drops to C$400 and C$300 remains payable over future month-ends. A later deposit that brings your balance back to C$5,000 leaves the total at C$400.
6. Account terms
The match is a cash promotion separate from savings yield. Normal account and funding conditions apply. See the Terms of Service, Privacy Policy and Risk Disclosures.