THE VILDX MERCHANT FEE
1%
A clear fee.
For every sale.
vildX charges 1% of each accepted Scan & Pay transaction. vildX covers platform network and conversion costs.
FOR SHOPS, CAFÉS & EVERYDAY FAVOURITES
Your counter.
Your next advantage.
Welcome a new way to pay. Accept vildX payments with a simple QR code, keep control of your funds and explore earning on eligible balances after the sale.
Canadian beta Your wallet. Your control.
KEEP THE FEE SIMPLE
1%
vildX merchant fee
on each accepted transaction
A printed QR. No dedicated POS.
Direct to your self-custodial wallet.
A choice to earn after the sale.
A LITTLE LESS OVERHEAD
More room for
what you do best.
You bring the good coffee, the great service and the reason to come back. Your payment setup should keep things simple.
A clear fee.
No extra box
on your counter.
Display your merchant QR in print. Customers scan and authorize in vildX, with no dedicated payment terminal to add.
Your sale.
Your wallet.
Receive payments in your self-custodial wallet, with no vildX settlement holds. Network confirmation times can vary.
No card-network chargeback mechanism.
These payments do not use card networks. Refunds, customer disputes and your obligations to customers remain your responsibility.
FROM YOUR SIDE OF THE COUNTER
Display. Confirm.
Carry on.
Take a merchant-side walkthrough of a sample sale. The 24.00 CAD amount is illustrative. This demo does not scan a QR or send a payment.
vildX
Your neighbourhood café
Scan with vildXCUSTOMER REVIEW
Example screenYour neighbourhood café
24.00CAD
Illustrative amount
MerchantExample café
Example confirmation
Verify in your merchant account.
Sample sale24.00 CAD
vildX fee · 1%−0.24 CAD
After vildX fee23.76 CAD
Platform third-party costs covered by vildX.Demo only. No payment made.
Your actual checkout uses the supported payment currency and details shown in vildX. Always wait for confirmation. Timing depends on the network.
Step 1 of 3. Display your merchant QR. This is an illustration.
AFTER THE SALE
A retained balance.
A choice to earn.
Once a payment is received, choose whether to allocate an eligible balance to an earning product. vildX savings fees remain 0%. Keep your operating needs, product terms and available liquidity in view.
Live APY—%
3-month trailing APY—%
APY varies. The three-month rate is historical; future earnings may differ. Understand the rates.
Put a balance in perspective.
ILLUSTRATIONEnter an amount of 0 CAD or more.
90-day illustrative earnings
CAD
Illustrated ending balance
An illustration, not a forecast. Use an eligible balance already retained after payment fees. vildX savings fees are 0%. This assumes the displayed 3-month trailing APY of —% and exchange rates stay constant for the selected period. Rates are variable and not guaranteed. It excludes taxes and balance changes. Platform third-party costs are covered by vildX; retained yield is reflected in the displayed rate.
Method: balance × [(1 + trailing APY)days / 365 − 1], with APY expressed as a decimal. CAD is a display illustration, not a live exchange quote. The period selector does not describe a product lock-up or withdrawal promise. Rates and risks · Currency information
For the places that make
a neighbourhood.
Examples of in-person use cases. Merchant eligibility and beta availability apply.
Cafés & food counters
A QR beside the till, ready for the next regular and their usual order.
Salons & personal services
A new payment option for the appointment that keeps customers coming back.
Boutiques & local shops
More choice at the counter, with payment confirmation in your own account.
YOUR NEXT CUSTOMER STARTS HERE
A simple setup.
A smarter counter.
Create your account.
Start your vildX account and complete the verification required for your business.
Set up your merchant QR.
Confirm merchant eligibility and setup, then display your QR where customers pay.
Confirm each payment.
Check the merchant details and verify payment confirmation in your account for each sale.
Choose what comes next.
Keep balances available for your needs, or explore an eligible earning product and its terms.
BEFORE YOUR FIRST SCAN
A few good
questions.
The details matter when it is your business. Here is what to know about accepting payments and exploring yield.
Talk it through with usWho can join the merchant beta?
Scan & Pay is available to participating merchants in the Canadian beta. Business verification, eligibility and merchant setup are required. Start your account or book a call so the team can confirm whether your shop or service is supported.
What do my customers need?
Customers need an eligible vildX account with a supported, funded balance. They scan your merchant QR, review the merchant and payment details, and authorize in vildX. Both sides should wait for confirmation before treating the payment as complete.
How do I receive a payment?
Current supported payments settle in USDC to your self-custodial wallet. There are no vildX settlement holds, but network confirmation times vary. The CAD amounts on this page are illustrations, not live exchange quotes or a promise of CAD merchant settlement. Paytrie provides deposits and withdrawals; that is separate from the merchant payment itself.
Do I need a new terminal or POS integration?
A printed merchant QR is enough to display the payment option. You do not need dedicated vildX POS hardware. This does not imply an integration with your existing checkout, inventory or accounting system; keep your sales and payment records as required for your business.
How does the 1% merchant fee work?
vildX charges the merchant 1% of each accepted Scan & Pay transaction. In an illustrative 24.00 CAD sale, the vildX fee is 0.24 CAD, leaving 23.76 CAD after the vildX fee and with platform network and conversion costs covered by vildX. Review the actual payment and conversion details in the app. CAD amounts here are illustrations, not a promise of CAD settlement. vildX may introduce or change any of its fees with at least 7 days’ advance notice. See fee terms.
Does the merchant fee change savings or customer fees?
vildX savings fees remain 0%. The 1% merchant fee applies to each accepted Scan & Pay transaction; it is not charged on saved balances or their earnings. Customer fees are unchanged. Earning on eligible retained balances is a separate choice from accepting payments.
How do refunds and disputes work?
These payments have no card-network chargeback mechanism. That does not remove your obligations to customers or make a transaction dispute-free. You remain responsible for refunds, complaints and applicable consumer obligations, and should agree on the appropriate resolution with the customer.
Do my sales start earning automatically?
After receiving a payment, choose an eligible earning product for the balance you want to put to work. Receiving a payment and allocating it to earn are separate steps. Yield is variable and not guaranteed, with risk of loss. Eligibility, product terms and underlying liquidity apply, so review those details and your operating needs before allocating funds. vildX is a self-custodial software platform, not a bank, and balances are not bank deposits.
GOOD FOR YOUR COUNTER
Make room for
a new way to pay.
Canadian merchant beta. Eligibility and setup requirements apply.