Terms of Service

1. Acceptance & eligibility

These Terms of Service (the “Terms”) form a binding agreement between you and vildX (“vildX,” “we,” “us,” or “our”) governing your access to and use of the vildX website at vildx.com, the vildX application, the vildX smart contracts, and any related services (together, the “Services”). By accessing or using the Services, you agree to these Terms.

Eligibility. You may use the Services only if you:

• Are at least 18 years old (or the age of majority in your jurisdiction, whichever is higher);
• Have the legal capacity to enter into a binding contract;
• Are not a U.S. person as defined in Regulation S under the U.S. Securities Act of 1933;
• Are not a resident of, located in, or organised under the laws of any country, territory, or jurisdiction subject to comprehensive trade sanctions administered by the U.S., the U.K., the EU, Canada, the U.N., or another applicable authority — including, without limitation, Cuba, Iran, North Korea, Syria, and certain regions of Ukraine;
• Are not on any sanctions list maintained by OFAC, HM Treasury, the Government of Canada, or any other applicable authority;
• Are not otherwise prohibited by applicable law from using the Services.

If you do not meet all of these requirements, you are not authorised to access or use the Services. You represent and warrant that you meet all eligibility requirements each time you use the Services.

2. The Services

vildX is a non-custodial software platform that allocates user-deposited stablecoins across third-party decentralised-finance (“DeFi”) yield strategies. The Services consist of: (a) the vildX website at vildx.com; (b) the vildX application and user interface; and (c) the smart contracts vildX has deployed (or causes to be deployed) to one or more public blockchains.

vildX is not a bank, broker-dealer, investment adviser, asset manager, fiduciary, escrow agent, money services business, or regulated financial institution. The Services do not constitute investment, tax, legal, or financial advice.

3. Non-custodial nature

The Services are non-custodial. vildX does not at any time take custody of, nor have the ability to control, transfer, freeze, seize, or recover, your digital assets. Your assets remain in smart contracts that you authorise and that are governed by their own code. The vildX team’s only ability is to publish parameter updates within the bounds of the published policy framework. Withdrawals from vildX vaults are subject to the underlying protocols’ liquidity and any applicable withdrawal windows or cooldowns.

4. Your wallet, your responsibility

You are solely responsible for:

• The security of your wallet, private keys, seed phrases, and any device used to access the Services.
• All transactions you authorise through the Services.
• Lawful possession, custody, and reporting of your digital assets, including under applicable tax law.

vildX cannot recover assets sent to incorrect addresses, transferred from a compromised wallet, or otherwise lost as a result of user error. Loss of access to your wallet may result in permanent loss of your assets.

5. Fees

vildX charges:

• A performance fee of 10% on realised yield (we only earn when you earn); and
• A management fee of 0.25% per annum, prorated and accrued on the assets under management.

Underlying protocols and curators may deduct their own fees before vildX fees are applied; published APY figures reflect underlying fees but may not reflect changes that have occurred since publication. Fees are subject to change with notice; current fees are displayed in the application and visible on-chain. You are responsible for any blockchain gas fees, bridge fees, or third-party costs you incur when interacting with the Services.

6. Risks & acknowledgements

By using the Services, you acknowledge and accept the following risks. This list is not exhaustive — see also our Risk Disclosures.

• APYs are variable and not guaranteed. Past performance does not predict future returns. Yields may change without notice. Backtest and historical figures are illustrative only.
• Smart contract risk. Bugs, exploits, oracle failures, governance attacks, and design flaws in third-party protocols or vildX’s own contracts may result in partial or total loss of principal.
• Curator and protocol risk. Third-party curators (Steakhouse, Gauntlet, Sentora, Ember Labs, Ethena, and others) make discretionary decisions vildX does not control.
• Stablecoin and asset risk. Stablecoins may lose their peg or fail. CRV-denominated and Pendle PT positions used in vildX Boost carry token-price and maturity risk; Boost is not principal-protected.
• Liquidity and withdrawal risk. Withdrawals may be subject to lock-ups, queues, or temporary illiquidity. vildX cannot guarantee instant withdrawal under all conditions.
• Regulatory risk. The legal status of DeFi and digital assets is evolving. Changes in law, regulation, or enforcement may materially affect the Services and your ability to use them.
• Operational risk. Internet outages, RPC failures, oracle outages, and blockchain congestion may delay or prevent transactions.

YOU EXPRESSLY ACCEPT ALL THESE RISKS. ONLY DEPOSIT FUNDS YOU CAN AFFORD TO LOSE.

7. Prohibited use

You agree not to use the Services to:

• Violate any applicable law, regulation, or third-party right;
• Engage in money laundering, terrorist financing, sanctions evasion, tax evasion, or other illegal activity;
• Defraud, harass, threaten, or harm any person or entity;
• Interfere with, disrupt, or attempt to gain unauthorised access to the Services, the vildX smart contracts, the websites of any underlying protocol, or any related infrastructure;
• Reverse-engineer, decompile, or attempt to extract the source code of any non-open-source portion of the Services, except as permitted by applicable law;
• Scrape, harvest, or collect information from the Services using automated means without prior written consent;
• Submit false or misleading information;
• Use the Services on behalf of any person who would not be eligible to use them directly;
• Engage in market manipulation, front-running, sandwich attacks, or similar abusive trading behaviour.

8. Compliance, sanctions & jurisdiction

vildX may, at its discretion, screen wallet addresses against sanctions lists and may block, freeze (at the protocol layer where supported), or refuse to interact with addresses associated with sanctioned persons, prohibited jurisdictions, or unlawful activity. You authorise vildX to take such action without prior notice.

The Services are not available to U.S. persons (Regulation S, Securities Act of 1933) or to residents of jurisdictions where decentralised-finance services are restricted. You are solely responsible for ensuring that your use of the Services complies with the laws of your jurisdiction.

9. Intellectual property

The vildX brand, name, logo, website content, documentation, and proprietary software are the property of vildX and its licensors. Subject to your compliance with these Terms, vildX grants you a personal, limited, revocable, non-exclusive, non-transferable licence to access and use the Services. Smart-contract code released under an open-source licence is subject to the terms of that licence. All rights not expressly granted are reserved.

You agree not to remove or alter any copyright, trademark, or other proprietary notices.

10. Privacy

Your use of the Services is subject to our Privacy Policy, which is incorporated by reference into these Terms.

11. Third-party services

The Services depend on third-party protocols, curators, oracles, RPC providers, wallets, and other infrastructure (collectively, “Third-Party Services”). vildX does not control Third-Party Services and is not responsible for their availability, accuracy, security, or performance. Your use of Third-Party Services may be subject to separate terms and privacy policies.

12. Disclaimer of warranties

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, vildX AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, AND UNINTERRUPTED OR ERROR-FREE OPERATION.

vildX MAKES NO WARRANTY THAT THE SERVICES WILL BE SECURE, AVAILABLE, OR FREE FROM LOSS OR DAMAGE; THAT ANY INFORMATION OBTAINED THROUGH THE SERVICES WILL BE ACCURATE OR RELIABLE; OR THAT YOUR USE OF THE SERVICES WILL ACHIEVE ANY PARTICULAR RESULT, INCLUDING YIELD.

Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions, the above exclusions apply to the maximum extent permitted by law.

13. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL vildX, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, GOODWILL, OR DATA; LOSS OF DIGITAL ASSETS; OR ANY DAMAGES ARISING OUT OF SMART-CONTRACT FAILURE, ORACLE FAILURE, DEPEG, EXPLOIT, OR THIRD-PARTY PROTOCOL FAILURE, EVEN IF vildX HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

vildX’s TOTAL CUMULATIVE LIABILITY UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID TO vildX IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY OR (B) USD $100.

Some jurisdictions do not allow the limitation or exclusion of certain damages; in those jurisdictions, the above limitations apply to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless vildX and its affiliates, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any applicable law or third-party right; or (d) any content or information you submit through the Services.

15. Dispute resolution & arbitration

Informal resolution. Before filing any formal proceeding, the parties agree to attempt in good faith to resolve any dispute by contacting legal@vildx.com with a written description of the dispute.

Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Services that is not resolved informally will be resolved exclusively by final and binding arbitration administered by [TBD — to be selected with counsel, e.g., International Centre for Dispute Resolution / JAMS International / LCIA], under its then-current rules. The seat of arbitration will be [TBD] and the language will be English. Each party will bear its own costs unless the arbitrator decides otherwise. Judgment on the award may be entered in any court of competent jurisdiction.

Class-action waiver. To the maximum extent permitted by applicable law, you and vildX agree to bring claims only in an individual capacity and not as a plaintiff or class member in any purported class, collective, or representative proceeding.

Exceptions. Either party may bring an individual action in small-claims court, and either party may seek injunctive or equitable relief in court to protect intellectual property or confidential information.

This arbitration clause does not apply to the extent prohibited by mandatory consumer-protection law in your jurisdiction.

16. Governing law

These Terms are governed by the laws of [TBD — to be selected with counsel, e.g., England & Wales / Switzerland / British Virgin Islands / Cayman], without regard to its conflict-of-laws principles. Mandatory consumer-protection laws of your jurisdiction of residence may also apply.

17. Modifications

We may update these Terms from time to time. If we make material changes, we will notify you by posting the updated Terms on the website with a new “Last updated” date and, where practical, by additional notice. Your continued use of the Services after the effective date of the updated Terms constitutes your acceptance of those Terms. If you do not agree to the updated Terms, you must stop using the Services.

18. Termination

You may stop using the Services at any time by withdrawing your assets from the vildX vaults (subject to underlying liquidity and any applicable windows). We may suspend, restrict, or terminate your access to the Services at any time, with or without notice, including if we believe you have violated these Terms or applicable law. Sections that by their nature should survive termination — including 5, 6, 9, 12, 13, 14, 15, 16, and this Section — will survive.

19. Miscellaneous

• Entire agreement. These Terms, together with the Privacy Policy and any other policies referenced, constitute the entire agreement between you and vildX regarding the Services.
• Severability. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• No waiver. The failure of vildX to enforce any provision will not be deemed a waiver of that or any other provision.
• Assignment. You may not assign these Terms without our prior written consent. We may assign or transfer these Terms in connection with a merger, acquisition, or sale of assets.
• No fiduciary duty. Nothing in these Terms creates a fiduciary, agency, partnership, joint venture, or employment relationship between you and vildX.
• Force majeure. vildX will not be liable for any failure or delay caused by events beyond our reasonable control, including blockchain outages, oracle failures, smart-contract exploits, regulatory action, war, terrorism, pandemic, or natural disaster.
• Language. These Terms are drafted in English. Translations are provided for convenience only; the English version controls.

20. Contact

Legal: legal@vildx.com
General inquiries: hello@vildx.com